*A significant portion of the cost of operating the university is paid from the tithes of The Church of Jesus Christ of Latter-day Saints. Therefore, students and families of students who are tithe-paying members of the Church have already made a contribution to the operation of the university. Because others will not have made this contribution, they are charged a higher tuition, a practice similar in principle to that of state universities charging higher tuition to nonresidents.

**Non-degree-seeking students pay graduate tuition.

Tuition Adjustment—Status Change Between Part-, Three-Quarter, and Full-Time

A full-time student dropping to three-quarter time or part-time, or a three-quarter time student dropping to part-time, or a part-time student who decreases credit hours may be eligible to receive a tuition refund. A refund request must be initiated by the student through the Financial Services Office (D-151 ASB). A full refund of the difference between full-time, three-quarter time, and part-time assessment will be allowed until the scheduled last day for adding classes. Refunds for courses dropped after that date will be subject to the refund rate schedule listed under Tuition Charge/Refund—Discontinuance.

Late Tuition Payment Fee

Late tuition payment fees will be assessed full-time, three-quarter time, and part-time students for failure to pay tuition by scheduled deadlines. (See current class schedule for deadline dates.)

Students whose tuition check is dishonored by the bank will be charged the late fee in effect at the time the check is redeemed.

Discontinuance—Tuition Charge/Refund

When a student officially discontinues from the university, a partial refund of tuition and fees paid may be appropriate. Any refund due will be paid by check, through the mail, approximately 10 days from the date on which the student requests discontinuance. Any unpaid university charges will be deducted from the refund amount.

Note: Late fees are nonrefundable.

The amount of the refund a student will receive is based on the date a student reports such discontinuance to the Discontinuance Office (B-150 ASB). The following rates apply to both tuition and class fee refunds:

Note: Exception by petition to the above refund schedule will be considered for students forced to discontinue because of medical incapacitation after the 85 percent refund period. Petition forms are in D-208 ASB.

Refunds for Class Fees

Class fee refunds are based on the same schedule as listed for tuition refunds. Those with an asterisk (*) are exceptions to this schedule and must be applied for at the respective academic department.

Materials/Service Fees

Fee payment cards are available in the following classes for materials and services used:

CM 105, 155, 210, 211, 217, 241, 320, 411, 412, 426, 494R.
ECEn 212, 320.
EET 103, 136, 231, 240, 328, 343, 345, 443, 447.
TTE 120, 140, 149, 150, 200, 209, 229, 250, 270, 300, 301, 315, 319, 325, 400, 405, 450, 477, 490R, 505, 535, 593R.
TMA 285, 385, 475R.
VACor 133.
VAStu 104, 105, 106, 204R, 205R, 206R, 216, 217, 218, 219, 349R, 350R, 351R, 354R, 355R, 356R, 358R, 359R, 450R, 451R, 456R, 459R, 656R, 659R.

Health Insurance Requirement

BYU requires all three-quarter- and full-time students (9 credit hours or more for a semester; 4.5 credit hours for a term) to carry adequate medical insurance. This applies the entire time a student has continuing status, including students taking a semester or term off. All participants in groups on tour, Study Abroad, or internships are required to carry adequate medical insturance.

• provide at least 70 percent coverage for all major medical expenses, including physician, hospital, and ancillary services;
• have an individual annual deductible of no more than $500; and
• have an annual plan limit of no less than $25,000.

Debt Collection Fees

Students' past-due debts are referred to Financial Services for collection. If the BYU collection office is unable to collect the debt within a reasonable time, the debt will be referred to an outside collection agency. In addition to paying the debt, the student debtor will be required to pay the collection agency fees before obtaining a release of a financial hold on his or her transcript or before being considered for readmission. Also, eligibility for graduation may be delayed or denied.

Estimated College Expenses

Educational expenses have been deliberately kept at a minimum at BYU. At a time when yearly costs at public universities average about $5,000 and private university expenses average about $12,000, BYU continues to offer a unique, high-quality education for much less. This is possible because of Church financial support, which covers a significant portion of the university's total expenses. A single, full-time, LDS undergraduate student at BYU may expect the following approximate basic costs:

*Tuition for non-LDS undergraduate students is $2,210 for each of the fall and winter semesters and $1,105 for each of the spring and summer terms.